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«Incidencia De Los créditos De Banca Comunal En El Bienestar Material De Los Habitantes De La Ciudad De Ibarra, Parroquia El Sagrario En Los Años 2012 Y 2013». 2017. Revista UTCiencia: I-ISSN: 1390-6909. E-ISSN: 2602-8263 3 (2): 104-15. https://investigacion.utc.edu.ec/index.php/utciencia/article/view/47.